INSURANCE INFORMATION
For insurance companies with whom we are in-network, we manage claim submission. We do accept out-of-network insurance plans and we will submit your claims as a courtesy, however we may require payment at time of service. We accept or participate in the following health plans: Medicare, Virginia Medicaid, CIGNA, Optima, Virginia Premier, Anthem, Healthkeepers, Aetna, MajestaCare, BCBS, Magellan Behavioral Health.  We will also provide information to the insurance company should they request it, to facilitate reimbursement, with the client’s written permission. 

DETERMINING BENEFITS
In order to determine what your benefits are, please do the following:

• Call the customer service number on the back of your insurance card.
• Tell them you will be seeing a licensed therapist.
• Ask if they cover both habilitative and rehabilitative therapy services, and whether there are any exclusions.
• Ask if you must meet an annual deductible before your benefits go into effect.
• Ask if there is an annual or lifetime limit on what they will pay.
• Ask if there is a maximum number of visits allowed per year.
• Ask when your contract year starts each year.
• Record the name of the person you spoke with and the date of your telephone call.